Type 1 car insurance

Type 1 car insurance from Pocket is the most comprehensive insurance type that covers both vehicle and person. It covers any damage caused by collision with or without another party, damage by fire or theft, and natural disasters (wind storm, flood, earthquakes, and the danger of hail)

Consumer can easily search and get a quote online

Convenient

Consumer can easily search and get a quote online

The Pocket experience is designed to be enjoyed on the go and available on all types of personal devices

Mobile

The Pocket experience is designed to be enjoyed on the go and available on all types of personal devices

Live customer service

24/7

Live customer service

It only takes 30 sec to get a quote

Fast

It only takes 30 sec to get a quote

Access fully qualified insurance experts to assist you with selecting the right options for you and your family

Personal

Access fully qualified insurance experts to assist you with selecting the right options for you and your family

LMG insurance trusted and proven expertise

Reliable

LMG insurance trusted and proven expertise



For your car

For you

For others

For your car

Coverages of your car

Coverages of your car

Collision with another party

  • Limit of liability: According to sum insured
  • The Company will compensate for damages to the vehicle including equipment, additional accessories, and any fixture stick to the vehicle. This excludes damage caused by fire. A minimum amount of coverage is 50,000 baht (5,000 baht for motorcycle).

Collision without another party

  • The Company will compensate for damages to the vehicle including equipment, additional accessories, and any fixture stick to the vehicle. This excludes damage caused by fire. A minimum amount of coverage is 50,000 baht (5,000 baht for motorcycle). 
  • The Company will compensate for damages similar to the collision with another party but the insured or the owner of the vehicle must pay an excess for those damages as negotiable. Most of excess is 1,000 baht per point.

Fire damage or theft )

  • Limit of liability: According to sum insured
  • The Company will compensate for damages to the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which was damaged by fire (whether it was burned by the vehicle itself or burned by other reasons) or lost (caused by theft, robbery, gang robbery, embezzlement, etc.).

Damage by natural disaster

  • Limit of liability: According to sum insured
  • The Company will compensate when the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which is installed from the factory or dealer, and any add-on accessories that the insured has already informed to the Company which caused by wind storm, flood, earthquakes, and the danger of hail.
For you

Coverages for you

Coverages for you

Medical expenses

  • Limit of liability: According to sum insured
  • The Company will compensate for medical expenses, medical fees, surgical expenses, and actual hospital service expenses.

Personal accident coverage

  • Limit of liability: According to sum insured
  • The Company will compensate for loss caused by bodily injury, loss of organs, disability, and loss of life from an accident for both the insured and passengers.

Bail bond coverage

  • Limit of liability: According to sum insured
  • The Company will insure the driver in case of being detained in a criminal case due to having car accident.
For others

Third party coverage

Third party coverage

Protection of bodily injury or loss of life to others

  • Limit of liability: up to 1,500,000 baht per person and up to 10,000,000 baht per accident
  • The Company will compensate for damages to third party which was injury or loss of life caused by an accident.

Protection for third party property damages

  • Limit of liability: up to 2,500,000 baht per accident
  • The Company will compensate for damages to third party property caused by an accident.


Third-Party Liability that you can choose

Third-Party Liability

Protection of bodily injury or loss of life to others

Protection for third party property damages

Limit of liability

Silver plan

Up to 500,000 baht per person

and up to 10,000,000 baht per accident

Up to 1,000,000 baht per accident

Gold plan

Up to 500,000 baht per person

and up to 10,000,000 baht per accident

Up to 2,500,000 baht per accident

Platinum plan

Up to 1,000,000 baht per person

and up to 10,000,000 baht per accident

Up to 2,500,000 baht per accident

Get a quote and select the best plan that suits you

Get quote now

Frequently Asked Questions

1. Does the car insurance still cover when selling or transferring a car?

The car insurance still covers under the Company conditions which were specified for the remaining time of insurance policy period. If the car owner sells or transfers to others who have a career in trading, renting, repairing, or maintaining the car, the policy coverage will be expired from the date and time of purchasing the car.

2. How important is Voluntary Motor Insurance?

Voluntary Motor Insurance will pay compensation when having an accident which depends on the coverage types. If you want to cover your vehicle against any damage, Type 1 motor insurance may be the best option.

3. Does the car insurance cover the modified car?

Car insurance will cover the standard accessories which come with the car only. Any modifications made to your car must be informed to the Company. If not, the Company can not compensate it. However, claim department may determine the amount of coverage not exceeding 10% of sum insured and up to THB 100.000.

4. Can I buy type 1 car insurance if my car is waiting for claim or repair?

Yes, you can but with some conditions. In case of a little damage to your car such as 2-3 scratches, the staff will do the remark damage which this remark damage can’t be repaired because it occurred previously. In case of heavy damage, the Company may refuse to do car insurance.