LMG Home Value

Key Benefits

1

To provide the protection covering a variety of perils

2

To extend the protection to cover the burglary of mobile phone and computer notebook.*

3

Compensation for loss of life of the members of Insured’s family.*

4

To extend the protection including rental expenses for temporary dwelling.*

5

Additional coverage for flood can be extended.*

*Subject to the conditions required by LMG.

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Coverage	Sum Insured

Main Coverage

Coverage	Sum Insured
1. Fire, lightning, windstorm, vehicle impact, smoke aircraft, water damage, bush fire, earthquake, explosion, riot strike, malicious acts and vandalism, hail.	THB 500,000 or higher
2. Loss or damage caused by burglary to the insured property with forcible entry/exit, the coverage including to mobilephone and computer notebook	Maximum THB 100,000 any one occurrence and THB 500,000 in aggregate
3. Third party liability for bodily injury and property damage within the insured premises	Maximum THB 100,000 any one occurrence and THB 1,000,000 in aggregate
4. Compensation for death within the insured premise of the insured and / or any member of the insured’s family and / or any person normally residing with the insured for 4 persons (name basis) caused by the insured Perils.	Maximum THB 100,000 any one occurrence and THB 400,000 in aggregate
5. Accidental to fixed plate glass	Maximum THB 100,000 any one occurrence and in aggregate

Special Extended Coverage

Coverage	Sum Insured
6. Rental cost of temporary outlet	Maximum THB 20,000 per month / maximum 6 months
7. Electronic injury / self heating	Maximum THB 100,000 any one occurrence and in aggregate
8. Repair cost of entrance caused by burglary	Maximum THB 20,000 any one occurrence and in aggregate
9. Cost of fire extinguishing	Maximum 10% of loss of any one occurrence
10. Cost of debris removal from loss under major coverage 1.	Maximum 10% of loss of any one occurrence

Notes

Insurance Terms and Conditions

1) The package applies to Superior class (Concrete with steel roof beam and tile roof). For Upcountry, premise must locate in general common area only.

2) The company’s limit of liability should not exceed the sum insured under main coverage 1.

3) The Company will inform in advance in the event of survey is required.

General Exclusions

1) Wooden or half wooden premises or locate in conflagrative block

2) Gold and gold bullion, jewelry, gems, precious stone, antiques, documents manuscripts, paintings, securities, mold or block , stamps etc.

3) All explosive items, all vehicle either roaduse, waterborne or airway

4) War and Terrorism exclusion

5) Y2K/millennium exclusion.

6) Electronic data and internet exclusion

This brochure is not an insurance contract. The precise terms and conditions are specified in the policy contract. The applicant should study coverage details and conditions before applying for an insurance policy.