TA Safe Trip - EN

Terms and Conditions

1. The applicants age between 0 day to 80 years old on the date of applying this travel insurance.
2. Insured Person must be a permanent resident in Thailand.
3. Insured Person can only purchase one (1) insurance policy at a time.
4. Insured Person must commence their journey from Thailand and return to Thailand only.
5. Insured Person can purchase travel insurance up to 6 months in advance of the departure date.
6. Insured Person must purchase travel insurance at least 2 hours prior to the departure and cannot purchase the insurance after leaving Thailand.
7. Insured Person is in good health and has no disability.
8. The details of the terms, conditions, coverage ,and exclusions are as specified in the policy.

Important exclusions

This insurance does not cover any loss or damage arising or caused by the following:

1. Suicide or attempt at suicide or self-inflicted injury.
2. War, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power or terrorism
3. Any acts of the Insured while under the influence of alcohol or addictive substances or drugs of harmful nature to the extent of being incapable of controlling one’s senses. The definition of “under the influence of alcohol” in the case of a blood test is a level of alcohol of 150-mg.% or higher.
4. While the Insured is participating in or practicing for or competing in professional sports or while engaging in all types of motor or car racing or boat racing, horse racing, skiing including jet-ski, skating, boxing and parachute jumping (except parachute jumping to save life), boarding or alighting or travelling in a hot-air balloon or glider, bungee jumping, all diving activities which require the use of oxygen tanks and underwater respirator.
5. While the Insured is in the course of committing a felony or while under arrest by or escaping arrest of authorities because of the commission of a felony except for light punishment or compoundable offense.
6. Pre-existing conditions
7. While the Insured travels for the purpose of obtaining any kind of medical treatments.
8. Cosmetic treatment or surgery or treatments for skin care, pimple, blemish, freckle, dandruff, hair losses, weight control, or any voluntary surgery except for dressing wounds as a consequence of an insured accident, etc.

Remarks:

1. The insurance amount for Medical Expenses for case follow-up after return to Thailand is part of the Overseas Medical Expenses.
2. Annual trip providing comprehensive coverage for unlimited trip per year and maximum duration of up to 120 days per trip.
3. The policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to or through : North Korea, Cuba, Syria, Sudan, South Sudan, Libya, Angola, Afghanistan, Azerbaijan, Iraq, Israel, Iran, Eritrea, Uzbekistan, Ethiopia and Algeria.
4. For coverage of Medical Expenses of follow-up case after return to Thailand from accident or sickness within 24 hours and ongoing medical care shall not exceed 14 days, the insured must initially cover the expenses and submit claim documents to the company for reimbursement consideration.

This brochure is not an insurance contract. The precise terms and conditions are specified in the policy contract. The applicant should study coverage details and conditions before applying for an insurance policy.